Lena Golubovskaja completed Doctoral Degree at Maynooth University with the financial support of Financial Mathematics and Computational Research Cluster. Her research areas include security market pricing, portfolio risk management, and factor modelling of asset returns. Lena presented her research papers in a number of conferences such as Irish Society of New Economists (ISNE), Irish Economic Association Conference, and Annual Money Macro and Finance Conference. Lena’s publication is included in Handbook of Research on Institutional Language. Previously Lena received The Geary Prize in MA in Finance and the Outstanding Student Award. Lena is currently working as Credit Risk Analyst in Multinational Corporation PayPal Inc.